Monkfruit Hot Chocolate Recipe – A Sugar-Friendly Cozy Drink

Try this Monkfruit Hot Chocolate Recipe with Cocoa Powder for a delicious, sugar-friendly drink that’s creamy, healthy, and won’t spike your blood sugar! I’ve also created a pumpkin spice monkfruit latte too!

When you’re craving something sweet and cozy, it can feel like the universe is playing a cruel joke. Chocolate cravings? This Monkfruit Hot Chocolate Recipe with Cocoa Powder is so easy to make! Luckily, I’ve cracked the code with this hot chocolate recipe that checks all the boxes. It’s indulgent, easy to make, and most importantly, it won’t send your blood sugar on a roller coaster ride.

Let me walk you through why cacao is a great choice, what monk fruit is, and how I tinkered with sweeteners to create the best hot chocolate recipe.

I’ve previously talked about how I’ve cut sugar from my life, but lately, I have also taken it a step further by incorporating protein in nearly everything I eat.

I especially do this in my chocolate overnight oats and these stevia brownies, which I continuously make.

Why Is Cacao a Great Choice?

Cacao isn’t just a fancy version of cocoa; it’s packed with benefits. Here’s why I keep a stash in my pantry:

• Packed with Magnesium: Cacao’s magnesium helps reduce stress and supports overall wellness.
• Antioxidant Heaven: Cacao is loaded with flavonoids, which can help reduce inflammation.
• Mood Booster: It contains theobromine and serotonin precursors, making it feel like a hug in a mug.

What Is Monk Fruit Powder?

Let’s talk about monk fruit powder—a sweetener so magical it feels like cheating. Made from the extract of monk fruit, this zero-calorie, zero-glycemic sweetener doesn’t mess with your blood sugar levels. It’s a game-changer for sugar-friendly desserts.

What I love most is the flavor—it’s sweet without being cloying and doesn’t have the weird aftertaste some sweeteners (cough stevia cough) are notorious for. Plus, it’s 150–200 times sweeter than sugar, so a little goes a long way.

Stevia definitely has its place, but monk fruit is perfect for everyday mini recipes like a one-mug microwave cake or this hot chocolate.

Can I Replace Monk Fruit Sweetener with Stevia?

Short answer: You can, but should you? That depends.

I tried substituting stevia once, thinking it’d work just as well. Spoiler alert: It didn’t. Stevia has a distinct aftertaste that makes you wonder if someone spiked your hot chocolate with a mystery herb.

If you’re sensitive to flavors like me, stick to monk fruit. It’s the real MVP of sweeteners for the best hot chocolate.

Ingredients

Ready to whip up this easy Monkfruit Hot Chocolate? Here’s what you’ll need:

• 1.5 tablespoons cacao powder (choose one with minimal lead content)
• 1/2 teaspoon pure monk fruit powder
• 1 tablespoon coconut butter (for creaminess that’ll make you swoon)
• 3/4 cup soy or almond milk (or organic whole milk if you prefer)
• 1 teaspoon cinnamon (for warmth and spice)
• 1/4 teaspoon ginger (optional, but it adds a zing)
• 1 teaspoon marine collagen (optional for an extra boost)

How to Make It

1. Heat your milk of choice in a small saucepan over medium heat until it’s just about to simmer.
2. Stir in cacao powder, monk fruit powder, coconut butter, cinnamon, and ginger (if using).
3. Whisk until everything is smooth and creamy. Pro tip: Don’t skip the whisking—it’s the difference between hot chocolate and sad, lumpy sludge.
4. Pour into your favorite mug, sprinkle a little extra cinnamon on top, and enjoy!

My Experience with This Hot Chocolate

Here’s the part that had me doing a happy dance in my kitchen: my blood sugar barely budged. Before drinking, it was 4.8. Afterward? A glorious 5.2. That’s a huge win in the world of sugar-friendly recipes. Another one of my go-tos is this protein-packed oats breakfast.

This Monkfruit Hot Chocolate Recipe with Cocoa Powder is proof that you can have your chocolate and drink it too. Whether you’re looking for a healthier hot chocolate or just a cozy drink, this recipe hits all the right notes. Try it out, and let me know if you love it as much as I do!